What to Know About SR22 Insurance
What to Know About SR22 Insurance
Blog Article
If you've recently been told you need SR22 insurance, you might be feeling uncertain. While it may sound like a complicated type of insurance policy, an SR22 is actually a form submitted to the DMV required by the state in particular circumstances. Let’s break down what SR22 insurance is, who needs it, how it works, and why finding the right company is essential.
What Does SR22 Mean?
Despite the name, SR22 insurance is not a standalone insurance policy. It’s a certificate that your insurance provider files with the state to verify that you have the required insurance by law. Consider it as a guarantee from your insurer that you’re covered while driving.
When Is SR22 Required?
You might be required to carry an SR22 if you’ve been involved in multiple traffic-related offenses, such as:
• Driving under the influence
• Hazardous driving
• Being uninsured while driving
• Numerous infractions
• License suspension or revocation
The SR22 requirement is often part of the reinstatement process for your copyright after such infractions.
How Long Do You Keep SR22?
The period you need to maintain SR22 coverage varies by state, but in most cases, it’s required for about 36 months. It’s important to keep the policy active during this time. If it is dropped, your insurer must notify the state, which could result in another license suspension.
What You’ll Pay for SR22 Insurance
The cost of filing an SR22 form is usually affordable—typically between $15 and $50. However, your monthly fees may go up depending on your driving history and the reason for the SR22. High-risk drivers often face increased premiums, so it’s smart to compare quotes from different companies.
Steps to Obtain SR22
Follow these steps to obtain SR22 insurance:
1. Contact your insurance provider and inform them you need an SR22.
2. Adjust or begin your auto insurance policy to meet state legal requirements.
3. Your insurer will file the SR22 form with the state.
4. You’ll receive proof once the state has accepted the filing.
Some companies don’t provide SR22 filings, so it’s wise to work with one that specializes in the process.
Choosing the Right SR22 Provider
Not all insurance companies handle SR22 filings, so it’s best to go with a provider that is SR22-certified. They’ll help you remain in good standing, maintain your coverage, and possibly reduce your costs even with a challenged driving history.
If you're looking for a professional SR22 insurance provider in Fort Lauderdale, here’s a highly recommended option:
Name: SR22 Direct of Fort Lauderdale
Address: 3511 W Commercial Blvd, Fort Lauderdale, FL 33309
Phone: (954) 947-0494
Website: https://sr22direct.com/locations/fort-lauderdale-sr22-insurance/
SR22 Direct of Fort Lauderdale sr22 insurance provides fast, affordable, and reliable SR22 filings for drivers who need to reinstate their license. Let their experienced team work with you every step of the way.